Today weâ€™re going to continue our series on preparing and dealing with emergencies. Today weâ€™re going to talk about emergencies related to where you tutor. This could be either your home or an office. If you travel to tutor your students, this wonâ€™t necessarily apply to you (just make sure you have some good car insurance).
This could happen in a number of different ways, fire, earthquake or other natural disaster.
Make sure you have a smoke / carbon monoxide detectors in your home. If youâ€™re wondering where the best place is to put your detectors and how many you need in your home, you can find that information below.
You want to keep your home / office in good repair. If you even think your roof is leaking, then youâ€™ll want to take care of it before it causes a much bigger and costlier problem. Most electric companies will give you a free energy assessment. These will help you to discover other potential problems (places where leaks could occur).
Youâ€™ll want to sit down and talk to your insurance agent. Youâ€™ll want to discuss your current insurance policy and youâ€™ll want to explain to them about your business and if they offer business insurance. Once you get a solid quote from them youâ€™ll want to shop around so you can get the best coverage for the money youâ€™ll be spending.
After youâ€™ve updated your insurance policy youâ€™ll want to make sure you carefully document the things you have. Youâ€™ll want to take videos and pictures; youâ€™ll want to make copies of the invoice for how much you paid for each of your major items. I usually put this all on a memory stick. Youâ€™ll then want to take the memory stick and put it in a safety deposit box at the bank. Youâ€™ll also want to make a couple of other copies, give one to a close friend and the other you can keep in your safe. Another option is to save a copy of this on the cloud.
You can find more information about insurance at the following links:
Enjoy your Tuesday.